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The Prevention of Creditor Harassment

Contact a Federally Designated Debt Relief Agency

In our recent economic downturn, increasing numbers of men and women face financial issues and debt problems. However, even if you are having financial difficulties, you do not need to put up with harassment by debt collection agencies.

If you face debt problems and creditor harassment, it essential that you learn how to manage your challenge by understanding your rights. At The Law Firm of Ann Shaw, P.A., based in Salisbury, Maryland, we can address urgent creditor-related issues, including:

  • Scare tactics. Collection agencies must follow a number of laws. If you are being harassed by debt collection agencies, there are steps you can take to stop harassment
  • Debt consolidation companies often avoid consumer protection regulations. While they may claim to have the power to resolve your financial issues, in most cases, this is untrue.
  • Despite what they may claim, debt consolidation companies have a very limited ability to negotiate on your behalf and eliminate or reduce your debt

When debt consolidation companies claim they will work out your debts, they likely have no power to do so. When these companies claim that if you send them money, they can solve your problems, they likely have no power to do so.

And when consumer debt collection agencies threaten and harass you at home and at work, by phone and in person, they may well be breaking federal laws such as the Fair Debt Collection Practices Act (FDCPA).

Our attorneys can help you manage both your debt issues and your creditors effectively. We can help you understand your rights and can also help you pursue long-term solutions through asset protection strategies, chapter 7 and chapter 13 bankruptcy.

Contact Us

Don't commit to the time and expense of driving all the way to the Western Shore. Contact us if you have questions regarding debt relief, fair debt collection and creditor harassment, and for truly convenient legal services; we are located one block from the Salisbury courthouse. To contact a lawyer for experienced legal service close to home, call 410-202-8029 or 866-986-2096.

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